| So your loan is underwritten
and approved subject only to an appraisal of your new home, your house
if any in escrow, and your cash in hand, the hunt begins in earnest...
If new construction fits your profile, even
before your loan is approved, we will take some time to register you at
all the new home sites that fall into your categories. That way, when
the urge bites to go "Look At Houses" you can go day dream in the model
homes. We register you with the builders even though your agreement with
us covers how we are paid because some of the old-line builders aren't
always up to speed on Buyer's Brokerage and this helps smooth the way in
negotiations if you do happen to choose a just, or to be built home.
First, we'll discuss how you like to
explore areas and neighborhoods. Buyers generally fall into two
categories. There are the "Independent" types that prefer to travel
alone, armed with detailed information and maps and explore on their
own. Then there are the "You're the professional. We want you to go with
us to answer our questions" types that prefer to travel together with
their agent, armed with detailed information and maps.
We work whichever way works best for you.
Let's get to the "armed with lots of detailed information and maps"
part. For however many areas and neighborhoods that you want to
evaluate, a book is created. These initial books contain a map page
where each house has been annotated on the map along with a detailed
printout of the active listings in the neighborhood. If there are
pictures of the house that can be obtained, those are also included in
the book.
And remember what we said about this being
an evolving process. You may begin with one set of criteria and wind up
buying something completely different from what your original intentions
were. This isn't because you don't know what you want. It's because when
you began the journey, you had a certain set of concepts that you
thought would suit your family's needs. As your level of information
increases and you are made aware of the different potentials that are
available to you, you can reassess what you know now in light of what
your family may benefit from with the new information. So don't be
afraid to say out loud that you do want to see that two-story instead of
the split-level. And perhaps you do want a yard that could take a pool
later. As you are presented with information, you are entitled to modify
your desires to suit that new factor. We like to think that our clients
invest at least as much time in determining what they want in their new
home as they would in buying a new car. After all, you're going to have
the house a whole lot longer than you are going to have that new car.
From these initial books, the lists of
houses are whittled down. You can do a slash-and-burn, ripping out pages
for homes that have been dropped from the list. Or you can keep all the
information. Or you can do something in between. The books are tools
like a pencil. They are yours to use in the best manner that works for
you. We have, or can create, duplicates of everything that you have so
don't be concerned if you've ripped something out and later change your
mind. We can replicate it for you.
This part of the search is generally done
without appointments as a drive-by, and the goal is to identify a
neighborhood or lifestyle for more intense scrutiny. For the independent
types, we are not there to facilitate their entry into the unit. For the
others, we can call from our cell phone to gain access to the unit. But
not having a set of appointments allows maximum flexibility. It can be
accomplished after work, on weekends, anytime that works for you.
Whatever area you want to look at, as long as it is in the State of
California, we have access to that information and can develop a book
for it. And if it isn't inside California, we can still probably get it
for you. It just will take a little longer. After the search process has
narrowed down a bit, we get into what we call "The Tour."
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