| Although the home buying
process varies with each of our clients according to their specific
needs, most transactions follow the general path that is laid-out here.
We'll try to show you what the Sales Broker and their Agents are doing
at the same time and how they affect the process.
The stress level of buying or selling a
home is equivalent to the stress level of a death of a spouse or a
divorce. This was determined in a study conducted by HUD where it was
established that buying and selling houses was way up there on stressful
events in families' lives. That study was performed back in the 80's. We
imagine that if a duplicate study were performed today, it would
probably break out the same way. There is even more paperwork today than
there ever was back then along with more choices when it comes to loans.
There is also a higher risk of some fool suing you than there was back
then which helps explain why there is more paperwork now.
Over all though, there has been an increase
in disclosure which allows the buyer to make a more informed decision.
This has been of great benefit to the average home buyer. We have found
that what many people hate most of all is being horn-swoggled. If they
know what is going on from the very beginning and can make an informed
judgment of their own, then they readily accept responsibility for the
events that follow. What they don't like is not being told something
that would have made a difference in how they saw things and how they
approached the decision-making process. That's partly why being an
exclusive buyers' agent has so much appeal to us. It allows us to secure
all the information we can about a property and share it with you so
that you can make informed intelligent decisions about the most
important investment in your life.
The listing agents can't do that. They are
obligated through the laws of agency to represent the sellers. What this
means in reality is that it is their job to get the most money and best
terms from you as they can for their sellers. There is nothing wrong
with this. It is the way real estate has been conducted for years. But
isn't it about time someone had your interests as the most important
aspect of this transaction? Isn't it about time that your future was
considered the most critical part of the transaction rather than just a
charge to: "Deal fairly with Buyers".
Nothing is more emotional and more highly
charged than purchasing the place where you are going to raise your
family, put down roots in the community, become involved in schools and
other civic organizations. And to make that decision without having an
advocate is nothing short of foolhardy. It is in your best interests to
be adequately represented in this, the most important of all financial
investments for your family's well being. A time will come in the not
too distant future where no knowledgeable consumer would even consider
buying a home without this important representation. Be happy that you
are at the forefront this time and that you have the vision to protect
your family's interests in this way.
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