There are a whole series of
inspections that can be made concerning a piece of property. A list of
the mandatory ones normally paid for by the sellers are as follows:
- Pest (Termite) The visible and
accessible home structure is examined for evidence of pest damage. The
report does not generally cover out-buildings or fences.
- Mello-Roos Facilities This
inquiry and resulting report indicate whether the property falls
within a special taxation zone, along with the total amount due and
payment structure of the zone.
- Flood Hazard Area (Federal) The
Federal Emergency Management Agency (FEMA) designates nationwide Flood
Hazard Areas. The report tells if the property falls within a
federally designated Flood Hazard Area.
- Flood & Inundation Hazards (Local)
Localities are required to map areas known to have water hazards as
part of planning. This report determines whether or not a property is
located in a locally designated flood and inundation hazards.
- Alquist-Priolo Special Studies Zones
The Act was enacted in 1972 to ensure that structures are not built
over active earthquake fault traces. The report determines if the
property is located in a special Studies Zone.
- Seismic Hazard Zone Rating The
rating is a locally designated hazard area mapped as part of planning.
The report determines if the property falls within a seismic hazard
zone.
- Liquefication Susceptibility
Susceptibility to liquefaction is another geologic hazard that
localities are required to map as part of planning. This report
determines whether or not the property is located in an area where
ground liquefaction is a possibility.
- Landslide / Mudslide / Rockslide
Another planning requirement is the mapping of Landslide / Mudslide /
Rockslide hazards. This report determines if the property is located
in an area known to have these types of hazards.
- Soil Stability A report that
defines whether the land is subject to strong ground shaking or other
ground failures.
- State Fire Responsibility In a
State Fire Responsibility Area, the state has the primary financial
responsibility for fire prevention, not local or federal governments.
These areas may require property owners to assume additional duties,
such as maintaining fire breaks, or brush clearance. In addition, the
state may not necessarily provide fire protection services to the
area. The report tells if the property falls within this
classification.
A partial list of the optional inspections
that you may have done (paid for by you, or negotiated with the sellers)
normally includes:
- Home Inspection This inspection
checks the operational functionality of the various household
mechanical systems (appliances, HVAC, electrical. It is limited to
visible and accessible portions of the home and may or may not include
such items as pools, spas, gutters or chimney as part of the standard
inspection.
- Structural Engineering Dependent
upon visual inspection and recommendation by the Home Inspector.
- CHEERS (California Home Energy
Efficiency Rating System) As necessary dependent upon the age of
the home or observed structural obsolescence.
- Air Quality Primarily used to
assess the risk of Asbestos contamination in the neighborhood. This is
very important to those looking in the foothills where there are
exposed serpentine rock outcroppings, high construction activity or
surface mining.
- Radon Normally only if a basement
is present in a high energy efficient home.
- Lead Paint Used to determine if a
Lead Paint Hazard actually exists in an older home and whether
abatement is a reasonable solution.
- Fire Hazards (Local)
- Building Permits (Structures)
Used to determine if any additions and modifications to the property
were completed legally and meet zoning and habitability codes.
- Roof Inspection and Certification
Used to ascertain the condition of an older roof or to insure that
completed repairs will have a warrantee from the roofer..
- Proximity to Environmental Hazard
Used to determine how close to currently operating, or closed
facilities and the severity, i.e. Super Fund Site.
- Proximiity to High-Tension Power
Lines Although the most recent comprehensive studies do not appear
to support a link between EMF radiation and health, this will locate
both overhead and underground transmission lines.
- Proximity to Freeways The current
locations as well as planned Freeways.
- Proximity to Airports The current
locations as well as planned Airports.
- Proximity to Railways The current
locations as well as planned Railways.
- Zoning Designations Used to
determine current status and suitability for other purposes.
- Sewer Connection Permits
- Septic Tank Permits
- Violation On Record Used to
identify if code (structure or health) violations exist, especially
for income property.
- Authorized Legal Uses The current
zoning and occupancy regulations are examined to determine if the
present or projected uses are permitted under the law.
- Parking Requirements Primarily
for commercial operations, but may be important where dual-use or
investment property is concerned.
Additionally, if the property has a well or
septic system, as part of the loan approval process they are inspected
and certified to meet minimum health requirements. These are normally
paid for by the sellers
Our Recommendations for Resale Homes:
The ones that we recommend automatically are a Home Inspection and an
Energy Evaluation.
After considerable research on our part and
an extended history of using them for our transactions, we have settled
on a group of providers that have earned our faith and trust to hold
your interests at their hearts. We will be happy to refer you to them.
Our association with these professionals since we started working with
them has been nothing but a joy. There has not been one customer
complaint for any of their work. However, the past experience upon which
this is based isn't a guarantee of future performance, either explicit
or implied that their service will continue to meet the same high levels
in the future. You are encouraged to contact several vendors for each
service that you need and choose the vendor that best meets your needs
and price. Besides those on our list, the "Yellow Pages" and
professional associations, amongst many others, are excellent sources
for the names of potential service providers.
|